TODAY’S MORTGAGE OPTIONS
FHA mortgage rates
Explore FHA advertised rates and learn how mortgage insurance, the down payment and closing costs affect your payment.
Advertised rate source: The Mortgage Calculator. Published Nov 11, 2026. 1 Unit SFH, $500,000 Purchase Price, $300,000 Loan Amount, 60% LTV, 760 FICO, 40% DTI. Points, fees and lock period are not supplied by the feed; do not assume zero points. Rates shown are advertised examples and can change. View source & terms →
| Loan program | Interest rate | APR | Next step |
|---|---|---|---|
FHA30 Year FixedTerms & assumptions1 Unit SFH, $500,000 Purchase Price, $300,000 Loan Amount, 60% LTV, 760 FICO, 40% DTI. Points, fees, lock period and any adjustment terms are not itemized in this source. Request a personalized quote for complete terms. | 6.250% | 7.086% | Get a quote |
1 advertised options · The Mortgage Calculator · Nov 11, 2026 · Rates are subject to change.
Compare the full financing picture
Explore FHA advertised rates and learn how mortgage insurance, the down payment and closing costs affect your payment. Your quote can differ from these published examples because it reflects your credit, property, occupancy, loan amount, documentation and selected terms.
Compare the interest rate and APR alongside points, lender fees, the lock period and the expected time you will keep the loan. If the rate feed does not itemize a fee, that does not mean the fee is zero.
Read the FHA guide →