Information and estimates
MortgageRates.news provides general information and illustrative tools. Market data may be delayed, revised or unavailable. The site does not guarantee accuracy, future interest rates, credit approval, property eligibility, a particular closing date or funding. A quote is not a rate lock or a commitment to lend.
Loan pricing and service availability
Published rates are examples with source assumptions. Interest rates and APRs are distinct, and fees, point costs, insurance, property expenses and other requirements may apply. Complete written terms govern a loan offer. Mortgage services are provided by The Mortgage Calculator only where licensed and permitted; the company is not licensed or conducting business in New York.
Fast digital HELOC options
“Instant HELOC” refers to a product’s digital application or preliminary evaluation features. It does not guarantee instant approval or access to funds. Final approval, valuation, verification, signing, recording and applicable waiting or rescission periods can affect availability and timing.
Email and text updates
Newsletter signup is optional and separate from mortgage application. Select email, text or both and accept the relevant terms. Automated marketing text messages from The Mortgage Calculator require your express consent; consent is not a condition of purchase or credit. Message frequency varies and message/data rates may apply. Reply STOP to opt out or HELP for help when text delivery is active. Carriers are not liable for delayed or undelivered messages.
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Support
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Effective November 11, 2026.