TODAY’S MORTGAGE OPTIONS
Today’s mortgage rates
Compare actual advertised interest rates and APRs from The Mortgage Calculator. Conventional, FHA, VA, jumbo, DSCR, HELOC and fixed second mortgage options.
Advertised rate source: The Mortgage Calculator. Published Nov 11, 2026. 1 Unit SFH, $500,000 Purchase Price, $300,000 Loan Amount, 60% LTV, 760 FICO, 40% DTI. Points, fees and lock period are not supplied by the feed; do not assume zero points. Rates shown are advertised examples and can change. View source & terms →
| Loan program | Interest rate | APR | Next step |
|---|---|---|---|
Conventional Primary30 Year FixedTerms & assumptions1 Unit SFH, $500,000 Purchase Price, $300,000 Loan Amount, 60% LTV, 760 FICO, 40% DTI. Points, fees, lock period and any adjustment terms are not itemized in this source. Request a personalized quote for complete terms. | 6.625% | 6.873% | Get a quote |
FHA30 Year FixedTerms & assumptions1 Unit SFH, $500,000 Purchase Price, $300,000 Loan Amount, 60% LTV, 760 FICO, 40% DTI. Points, fees, lock period and any adjustment terms are not itemized in this source. Request a personalized quote for complete terms. | 6.250% | 7.086% | Get a quote |
VA30 Year FixedTerms & assumptions1 Unit SFH, $500,000 Purchase Price, $300,000 Loan Amount, 60% LTV, 760 FICO, 40% DTI. Points, fees, lock period and any adjustment terms are not itemized in this source. Request a personalized quote for complete terms. | 6.250% | 6.448% | Get a quote |
USDA30 Year FixedTerms & assumptions1 Unit SFH, $500,000 Purchase Price, $300,000 Loan Amount, 60% LTV, 760 FICO, 40% DTI. Points, fees, lock period and any adjustment terms are not itemized in this source. Request a personalized quote for complete terms. | 6.250% | 6.895% | Get a quote |
Non-QM Alt Doc Primary30 Year FixedTerms & assumptions1 Unit SFH, $500,000 Purchase Price, $300,000 Loan Amount, 60% LTV, 760 FICO, 40% DTI. Points, fees, lock period and any adjustment terms are not itemized in this source. Request a personalized quote for complete terms. | 7.375% | 7.607% | Get a quote |
Non-QM Alt Doc Investment30 Year FixedTerms & assumptions1 Unit SFH, $500,000 Purchase Price, $300,000 Loan Amount, 60% LTV, 760 FICO, 40% DTI. Points, fees, lock period and any adjustment terms are not itemized in this source. Request a personalized quote for complete terms. | 7.500% | 7.808% | Get a quote |
Conventional Investment30 Year FixedTerms & assumptions1 Unit SFH, $500,000 Purchase Price, $300,000 Loan Amount, 60% LTV, 760 FICO, 40% DTI. Points, fees, lock period and any adjustment terms are not itemized in this source. Request a personalized quote for complete terms. | 7.125% | 7.423% | Get a quote |
DSCR Investment - 3 Year PPP30 Year FixedTerms & assumptions1 Unit SFH, $500,000 Purchase Price, $300,000 Loan Amount, 60% LTV, 760 FICO, 40% DTI. Source product terms: DSCR Investment - 3 Year PPP; 30 Year Fixed. Points, fees, lock period and any adjustment terms are not itemized in this source. Request a personalized quote for complete terms. | 7.125% | 7.406% | Get a quote |
DSCR Investment - 5 Year PPP30 Year FixedTerms & assumptions1 Unit SFH, $500,000 Purchase Price, $300,000 Loan Amount, 60% LTV, 760 FICO, 40% DTI. Source product terms: DSCR Investment - 5 Year PPP; 30 Year Fixed. Points, fees, lock period and any adjustment terms are not itemized in this source. Request a personalized quote for complete terms. | 6.999% | 7.316% | Get a quote |
DSCR Investment - No PPP30 Year FixedTerms & assumptions1 Unit SFH, $500,000 Purchase Price, $300,000 Loan Amount, 60% LTV, 760 FICO, 40% DTI. Source product terms: DSCR Investment - No PPP; 30 Year Fixed. Points, fees, lock period and any adjustment terms are not itemized in this source. Request a personalized quote for complete terms. | 7.375% | 7.700% | Get a quote |
2nd Mortgage Primary30 Year FixedTerms & assumptions1 Unit SFH, $500,000 Purchase Price, $300,000 Loan Amount, 60% LTV, 760 FICO, 40% DTI. Points, fees, lock period and any adjustment terms are not itemized in this source. Request a personalized quote for complete terms. | 7.990% | 8.238% | Get a quote |
2nd Mortgage Investment30 Year FixedTerms & assumptions1 Unit SFH, $500,000 Purchase Price, $300,000 Loan Amount, 60% LTV, 760 FICO, 40% DTI. Points, fees, lock period and any adjustment terms are not itemized in this source. Request a personalized quote for complete terms. | 8.750% | 9.060% | Get a quote |
DSCR Investment - 3 Year PPP40 Year FixedTerms & assumptions1 Unit SFH, $500,000 Purchase Price, $300,000 Loan Amount, 60% LTV, 760 FICO, 40% DTI. Source product terms: DSCR Investment - 3 Year PPP; 40 Year Fixed. Points, fees, lock period and any adjustment terms are not itemized in this source. Request a personalized quote for complete terms. | 7.375% | 7.636% | Get a quote |
DSCR Investment - 3 Year PPP40 Year Interest OnlyTerms & assumptions1 Unit SFH, $500,000 Purchase Price, $300,000 Loan Amount, 60% LTV, 760 FICO, 40% DTI. Source product terms: DSCR Investment - 3 Year PPP; 40 Year Interest Only. Points, fees, lock period and any adjustment terms are not itemized in this source. Request a personalized quote for complete terms. | 7.375% | 7.447% | Get a quote |
Commercial30 Year FixedTerms & assumptions1 Unit SFH, $500,000 Purchase Price, $300,000 Loan Amount, 60% LTV, 760 FICO, 40% DTI. Points, fees, lock period and any adjustment terms are not itemized in this source. Request a personalized quote for complete terms. | 9.250% | 9.614% | Get a quote |
Fix & FlipFix & FlipTerms & assumptions1 Unit SFH, $500,000 Purchase Price, $300,000 Loan Amount, 60% LTV, 760 FICO, 40% DTI. Points, fees, lock period and any adjustment terms are not itemized in this source. Request a personalized quote for complete terms. | 8.990% | 12.114% | Get a quote |
ConstructionGround UpTerms & assumptions1 Unit SFH, $500,000 Purchase Price, $300,000 Loan Amount, 60% LTV, 760 FICO, 40% DTI. Points, fees, lock period and any adjustment terms are not itemized in this source. Request a personalized quote for complete terms. | 10.950% | 12.512% | Get a quote |
SBA Business Owner20 Year Term ARMTerms & assumptions1 Unit SFH, $500,000 Purchase Price, $300,000 Loan Amount, 60% LTV, 760 FICO, 40% DTI. Source product terms: SBA Business Owner; 20 Year Term ARM. Points, fees, lock period and any adjustment terms are not itemized in this source. Request a personalized quote for complete terms. | 6.300% | 6.702% | Get a quote |
Land30 Year FixedTerms & assumptions1 Unit SFH, $500,000 Purchase Price, $300,000 Loan Amount, 60% LTV, 760 FICO, 40% DTI. Points, fees, lock period and any adjustment terms are not itemized in this source. Request a personalized quote for complete terms. | 8.000% | 8.337% | Get a quote |
No Ratio30 Year FixedTerms & assumptions1 Unit SFH, $500,000 Purchase Price, $300,000 Loan Amount, 60% LTV, 760 FICO, 40% DTI. Points, fees, lock period and any adjustment terms are not itemized in this source. Request a personalized quote for complete terms. | 8.125% | 8.465% | Get a quote |
Bridge LoanBridgeTerms & assumptions1 Unit SFH, $500,000 Purchase Price, $300,000 Loan Amount, 60% LTV, 760 FICO, 40% DTI. Points, fees, lock period and any adjustment terms are not itemized in this source. Request a personalized quote for complete terms. | 8.000% | 11.124% | Get a quote |
One Time Close30 Year FixedTerms & assumptions1 Unit SFH, $500,000 Purchase Price, $300,000 Loan Amount, 60% LTV, 760 FICO, 40% DTI. Points, fees, lock period and any adjustment terms are not itemized in this source. Request a personalized quote for complete terms. | 6.375% | 7.259% | Get a quote |
203K Rehab30 Year FixedTerms & assumptions1 Unit SFH, $500,000 Purchase Price, $300,000 Loan Amount, 60% LTV, 760 FICO, 40% DTI. Points, fees, lock period and any adjustment terms are not itemized in this source. Request a personalized quote for complete terms. | 6.375% | 7.259% | Get a quote |
Portfolio (Cross Collateral)30 Year FixedTerms & assumptions1 Unit SFH, $500,000 Purchase Price, $300,000 Loan Amount, 60% LTV, 760 FICO, 40% DTI. Points, fees, lock period and any adjustment terms are not itemized in this source. Request a personalized quote for complete terms. | 6.999% | 7.316% | Get a quote |
Reverse MortgageHECMTerms & assumptions1 Unit SFH, $500,000 Purchase Price, $300,000 Loan Amount, 60% LTV, 760 FICO, 40% DTI. Points, fees, lock period and any adjustment terms are not itemized in this source. Request a personalized quote for complete terms. | 5.000% | 5.942% | Get a quote |
Business LOCLine of CreditTerms & assumptions1 Unit SFH, $500,000 Purchase Price, $300,000 Loan Amount, 60% LTV, 760 FICO, 40% DTI. Points, fees, lock period and any adjustment terms are not itemized in this source. Request a personalized quote for complete terms. | 10.000% | 16.042% | Get a quote |
Instant HELOC PrimaryHELOCTerms & assumptions1 Unit SFH, $500,000 Purchase Price, $300,000 Loan Amount, 60% LTV, 760 FICO, 40% DTI. Points, fees, lock period and any adjustment terms are not itemized in this source. Request a personalized quote for complete terms. | 7.850% | 7.958% | Get a quote |
Instant HELOC InvestmentHELOCTerms & assumptions1 Unit SFH, $500,000 Purchase Price, $300,000 Loan Amount, 60% LTV, 760 FICO, 40% DTI. Points, fees, lock period and any adjustment terms are not itemized in this source. Request a personalized quote for complete terms. | 8.600% | 8.708% | Get a quote |
Instant HELOC Second HomeHELOCTerms & assumptions1 Unit SFH, $500,000 Purchase Price, $300,000 Loan Amount, 60% LTV, 760 FICO, 40% DTI. Points, fees, lock period and any adjustment terms are not itemized in this source. Request a personalized quote for complete terms. | 8.250% | 8.358% | Get a quote |
29 advertised options · The Mortgage Calculator · Nov 11, 2026 · Rates are subject to change.