TODAY’S MORTGAGE OPTIONS
DSCR investor loan rates
Review rental-property financing based on property cash flow. The rent analysis, loan-to-value and prepayment terms are central to the comparison.
Advertised rate source: The Mortgage Calculator. Published Nov 11, 2026. 1 Unit SFH, $500,000 Purchase Price, $300,000 Loan Amount, 60% LTV, 760 FICO, 40% DTI. Points, fees and lock period are not supplied by the feed; do not assume zero points. Rates shown are advertised examples and can change. View source & terms →
| Loan program | Interest rate | APR | Next step |
|---|---|---|---|
DSCR Investment - 3 Year PPP30 Year FixedTerms & assumptions1 Unit SFH, $500,000 Purchase Price, $300,000 Loan Amount, 60% LTV, 760 FICO, 40% DTI. Source product terms: DSCR Investment - 3 Year PPP; 30 Year Fixed. Points, fees, lock period and any adjustment terms are not itemized in this source. Request a personalized quote for complete terms. | 7.125% | 7.406% | Get a quote |
DSCR Investment - 5 Year PPP30 Year FixedTerms & assumptions1 Unit SFH, $500,000 Purchase Price, $300,000 Loan Amount, 60% LTV, 760 FICO, 40% DTI. Source product terms: DSCR Investment - 5 Year PPP; 30 Year Fixed. Points, fees, lock period and any adjustment terms are not itemized in this source. Request a personalized quote for complete terms. | 6.999% | 7.316% | Get a quote |
DSCR Investment - No PPP30 Year FixedTerms & assumptions1 Unit SFH, $500,000 Purchase Price, $300,000 Loan Amount, 60% LTV, 760 FICO, 40% DTI. Source product terms: DSCR Investment - No PPP; 30 Year Fixed. Points, fees, lock period and any adjustment terms are not itemized in this source. Request a personalized quote for complete terms. | 7.375% | 7.700% | Get a quote |
DSCR Investment - 3 Year PPP40 Year FixedTerms & assumptions1 Unit SFH, $500,000 Purchase Price, $300,000 Loan Amount, 60% LTV, 760 FICO, 40% DTI. Source product terms: DSCR Investment - 3 Year PPP; 40 Year Fixed. Points, fees, lock period and any adjustment terms are not itemized in this source. Request a personalized quote for complete terms. | 7.375% | 7.636% | Get a quote |
DSCR Investment - 3 Year PPP40 Year Interest OnlyTerms & assumptions1 Unit SFH, $500,000 Purchase Price, $300,000 Loan Amount, 60% LTV, 760 FICO, 40% DTI. Source product terms: DSCR Investment - 3 Year PPP; 40 Year Interest Only. Points, fees, lock period and any adjustment terms are not itemized in this source. Request a personalized quote for complete terms. | 7.375% | 7.447% | Get a quote |
5 advertised options · The Mortgage Calculator · Nov 11, 2026 · Rates are subject to change.
Compare the full financing picture
Review rental-property financing based on property cash flow. The rent analysis, loan-to-value and prepayment terms are central to the comparison. Your quote can differ from these published examples because it reflects your credit, property, occupancy, loan amount, documentation and selected terms.
Compare the interest rate and APR alongside points, lender fees, the lock period and the expected time you will keep the loan. If the rate feed does not itemize a fee, that does not mean the fee is zero.
Read the DSCR guide →