Wednesday, November 11, 2026Mortgage news · Rates & market context

MAKE THE NUMBERS YOURS

Mortgage payment calculator

Estimate principal, interest, property taxes, insurance and other housing costs. See how the interest rate changes your monthly payment.

What could your monthly payment be?

Change the numbers to see the effect on your budget. The starting rate is an illustration, not a live quote.

Use the note rate, not the APR.
Optional; divided by 12 for this estimate.
Optional; enter your estimated PMI or MIP.
Estimated monthly housing payment
$2,528.27
Includes only the costs you entered.
Principal & interest / month
$2,528.27
Taxes, insurance & dues / month
$0.00
Interest over the full term
$510,178
Assumes every scheduled payment and no extra principal.

This estimate assumes a fully amortizing fixed-rate loan. It does not include closing costs, prepaid interest, maintenance, utilities or expenses you leave at zero. Taxes and insurance can change. It is not an offer, approval or Loan Estimate.

Get a personalized mortgage quote

Learn more: CFPB: budgeting for your total housing payment.

A next step in any rate environment

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Rates rising, falling, or holding steady? Compare your payment, costs and timeline with a quote tailored to you.