FOLLOW THE TREND, UNDERSTAND THE CONTEXT
Mortgage rate history & market trends
Explore U.S. Treasury yields, Freddie Mac national averages and The Mortgage Calculator’s historical advertised rates. Interactive charts with source dates and CSV downloads.
THE MARKET, FULL SCREEN
10-year Treasury tracker
Expand the chart. Compare mortgage benchmarks. Follow every published observation.
10-year U.S. Treasury
Daily Treasury yield · Nov 10, 2026
30-year mortgage national average
Weekly national average · Nov 5, 2026
15-year mortgage national average
Weekly national average · Nov 5, 2026
Daily close
10-year U.S. Treasury
View recent observations
| Date | Rate / yield |
|---|---|
| Nov 10, 2026 | 4.98% |
| Nov 9, 2026 | 4.88% |
| Nov 6, 2026 | 4.86% |
| Nov 5, 2026 | 4.84% |
| Nov 4, 2026 | 4.90% |
| Nov 3, 2026 | 4.95% |
| Nov 2, 2026 | 4.91% |
| Oct 30, 2026 | 4.94% |
| Oct 29, 2026 | 4.98% |
| Oct 28, 2026 | 5.05% |
| Oct 27, 2026 | 4.99% |
| Oct 26, 2026 | 5.00% |
A Treasury yield is not a mortgage rate. Freddie Mac is a national weekly survey benchmark, while The Mortgage Calculator publishes lender-specific examples. Chart changes are calculated by this site; underlying source observations are preserved.
Historical advertised mortgage rates
Explore conventional, FHA, VA, fixed-second and DSCR rate history from The Mortgage Calculator.
A SECOND VIEW
The market at a glance.
What the movements mean.
Rates & markets
Why the 10-year Treasury matters for mortgage rates
Use Treasury yields as a market signal while recognizing that mortgage pricing follows its own securities, costs and borrower assumptions.
Read the guide →Rates & markets
Does a Federal Reserve rate cut lower mortgage rates?
Understand the difference between overnight policy rates, variable-rate credit and longer-term fixed mortgage pricing.
Read the guide →Rates & markets
What Freddie Mac's weekly mortgage average tells you
Read the PMMS benchmark with the right date, borrower context and distinction from current lender offers.
Read the guide →