Federal Reserve · SOURCE BRIEFING
Minutes of the Board's discount rate meetings on August 17, September 9, and September 16, 2026
Read the original reporting
This headline was published by Federal Reserve on Oct 13, 2026. The full source article is available from the publisher. Our historical market context appears below so you can place the release alongside mortgage and Treasury observations.
Read the full source article →Publisher coverage may require a subscription. MortgageRates.news does not reproduce this article’s full text.
MortgageRates.news analysis · Historical context
The mortgage market around this release
This original analysis is separate from the source article. It compares observed benchmarks around ; historical averages and yields are not current mortgage offers.
Identify the policy communication and its original date
The monetary-policy feed includes statements, meeting minutes and implementation announcements. A statement can report a committee decision, while minutes describe an earlier meeting and implementation information explains how an action is carried out. Check the document type and the underlying meeting date rather than treating every publication as a new decision. Policy rates and fixed mortgage pricing also measure different things. The calendar comparisons below include other developments during the same period and cannot isolate this communication’s effect on borrowing costs. Federal Reserve monetary-policy publications.
| Benchmark | 30 days earlierSep 13, 2026 | Publication referenceOct 13, 2026 | 30 days laterNov 12, 2026 |
|---|---|---|---|
| 30-year fixed mortgageNational weekly averageFreddie Mac Primary Mortgage Market Survey® | 6.76%Observed | 7.40%Observed +64 bps vs. earlier reference | UnavailableWindow ends Nov 12, 2026. |
| 10-year TreasuryDaily par yieldU.S. Department of the Treasury | 4.96%Observed | 5.21%Observed +25 bps vs. earlier reference | UnavailableWindow ends Nov 12, 2026. |
Calendar references, not an intraday reaction. A same-day market observation may have been published after a morning release. These figures do not show what was known at its exact publication time. One basis point (bp) is 0.01 percentage point; changes use the actual dated observations shown.
The following 30-day window ends Nov 12, 2026. A completed-window comparison will appear when that date has passed and the source history covers it.
Six months around publication
Jul 13, 2026 – Jan 13, 2027Sources, historical coverage and calculation limits
- Freddie Mac Primary Mortgage Market Survey®: available observations from Apr 2, 1971 through Nov 5, 2026. Cached history snapshot. History retrieved or verified Nov 11, 2026.
- U.S. Department of the Treasury: available observations from Jan 4, 2016 through Nov 10, 2026. Cached history snapshot. History retrieved or verified Nov 11, 2026.
The 30-day comparisons use calendar days. Each cell selects the last published observation on or before its target; no rates are synthesized for missing dates. Gaps greater than seven days for daily Treasury data or fourteen days for weekly mortgage data are marked unavailable. Forward comparisons require the date to have arrived and source coverage to extend through it.
Historical files may contain revisions and do not reconstruct precisely what every market participant knew at the time. Freddie Mac changed its PMMS collection methodology in November 2022. Cross-period comparisons should account for that change. These windows include other news and cannot establish causation or forecast the next rate move.
Keep meeting, release and mortgage dates distinct →See current advertised mortgage options →