Wednesday, November 11, 2026Mortgage news · Rates & market context

Economy · SOURCE BRIEFING

Gross Domestic Product for U.S. Virgin Islands (USVI), 2017

Read the original reporting

This headline was published by U.S. Bureau of Economic Analysis on Dec 17, 2018. The full source article is available from the publisher. Our historical market context appears below so you can place the release alongside mortgage and Treasury observations.

Read the full source article →

Publisher coverage may require a subscription. MortgageRates.news does not reproduce this article’s full text.

MortgageRates.news analysis · Historical context

The mortgage market around this release

This original analysis is separate from the source article. It compares observed benchmarks around ; historical averages and yields are not current mortgage offers.

Put the economic release on the right timeline

Growth, income and trade releases describe different parts of the economy, often for a period ending before publication. Check the reported period and whether this is an initial estimate or a revision. Those distinctions matter when relating the article to borrowing conditions. The mortgage and Treasury observations provide a historical reference; timing alone cannot establish that this release caused a later rate change. BEA release archive and reference periods.

Nearest published observation on or before each target date
Benchmark30 days earlierNov 17, 2018Publication referenceDec 17, 201830 days laterJan 16, 2019
30-year fixed mortgageNational weekly averageFreddie Mac Primary Mortgage Market Survey®4.94%Observed 4.63%Observed −31 bps vs. earlier reference4.45%Observed −18 bps vs. publication reference
10-year TreasuryDaily par yieldU.S. Department of the Treasury3.08%Observed 2.86%Observed −22 bps vs. earlier reference2.73%Observed −13 bps vs. publication reference

Calendar references, not an intraday reaction. A same-day market observation may have been published after a morning release. These figures do not show what was known at its exact publication time. One basis point (bp) is 0.01 percentage point; changes use the actual dated observations shown.

Six months around publication

Sep 17, 2018 – Mar 17, 2019
Historical mortgage and Treasury observations around Dec 17, 2018Each dot is a published observation. No missing values are estimated. The dashed vertical line marks the article’s publication calendar date. Rates and yields are percentages.2.50%3.75%5.00%Publication date30-year fixed mortgage: 4.65% · Sep 20, 201830-year fixed mortgage: 4.72% · Sep 27, 201830-year fixed mortgage: 4.71% · Oct 4, 201830-year fixed mortgage: 4.90% · Oct 11, 201830-year fixed mortgage: 4.85% · Oct 18, 201830-year fixed mortgage: 4.86% · Oct 25, 201830-year fixed mortgage: 4.83% · Nov 1, 201830-year fixed mortgage: 4.94% · Nov 8, 201830-year fixed mortgage: 4.94% · Nov 15, 201830-year fixed mortgage: 4.81% · Nov 21, 201830-year fixed mortgage: 4.81% · Nov 29, 201830-year fixed mortgage: 4.75% · Dec 6, 201830-year fixed mortgage: 4.63% · Dec 13, 201830-year fixed mortgage: 4.62% · Dec 20, 201830-year fixed mortgage: 4.55% · Dec 27, 201830-year fixed mortgage: 4.51% · Jan 3, 201930-year fixed mortgage: 4.45% · Jan 10, 201930-year fixed mortgage: 4.45% · Jan 17, 201930-year fixed mortgage: 4.45% · Jan 24, 201930-year fixed mortgage: 4.46% · Jan 31, 201930-year fixed mortgage: 4.41% · Feb 7, 201930-year fixed mortgage: 4.37% · Feb 14, 201930-year fixed mortgage: 4.35% · Feb 21, 201930-year fixed mortgage: 4.35% · Feb 28, 201930-year fixed mortgage: 4.41% · Mar 7, 201930-year fixed mortgage: 4.31% · Mar 14, 201910-year Treasury: 2.99% · Sep 17, 201810-year Treasury: 3.05% · Sep 18, 201810-year Treasury: 3.08% · Sep 19, 201810-year Treasury: 3.07% · Sep 20, 201810-year Treasury: 3.07% · Sep 21, 201810-year Treasury: 3.08% · Sep 24, 201810-year Treasury: 3.10% · Sep 25, 201810-year Treasury: 3.06% · Sep 26, 201810-year Treasury: 3.06% · Sep 27, 201810-year Treasury: 3.05% · Sep 28, 201810-year Treasury: 3.09% · Oct 1, 201810-year Treasury: 3.05% · Oct 2, 201810-year Treasury: 3.15% · Oct 3, 201810-year Treasury: 3.19% · Oct 4, 201810-year Treasury: 3.23% · Oct 5, 201810-year Treasury: 3.21% · Oct 9, 201810-year Treasury: 3.22% · Oct 10, 201810-year Treasury: 3.14% · Oct 11, 201810-year Treasury: 3.15% · Oct 12, 201810-year Treasury: 3.16% · Oct 15, 201810-year Treasury: 3.16% · Oct 16, 201810-year Treasury: 3.19% · Oct 17, 201810-year Treasury: 3.17% · Oct 18, 201810-year Treasury: 3.20% · Oct 19, 201810-year Treasury: 3.20% · Oct 22, 201810-year Treasury: 3.17% · Oct 23, 201810-year Treasury: 3.10% · Oct 24, 201810-year Treasury: 3.14% · Oct 25, 201810-year Treasury: 3.08% · Oct 26, 201810-year Treasury: 3.08% · Oct 29, 201810-year Treasury: 3.12% · Oct 30, 201810-year Treasury: 3.15% · Oct 31, 201810-year Treasury: 3.14% · Nov 1, 201810-year Treasury: 3.22% · Nov 2, 201810-year Treasury: 3.20% · Nov 5, 201810-year Treasury: 3.22% · Nov 6, 201810-year Treasury: 3.22% · Nov 7, 201810-year Treasury: 3.24% · Nov 8, 201810-year Treasury: 3.19% · Nov 9, 201810-year Treasury: 3.14% · Nov 13, 201810-year Treasury: 3.12% · Nov 14, 201810-year Treasury: 3.11% · Nov 15, 201810-year Treasury: 3.08% · Nov 16, 201810-year Treasury: 3.06% · Nov 19, 201810-year Treasury: 3.06% · Nov 20, 201810-year Treasury: 3.06% · Nov 21, 201810-year Treasury: 3.05% · Nov 23, 201810-year Treasury: 3.07% · Nov 26, 201810-year Treasury: 3.06% · Nov 27, 201810-year Treasury: 3.06% · Nov 28, 201810-year Treasury: 3.03% · Nov 29, 201810-year Treasury: 3.01% · Nov 30, 201810-year Treasury: 2.98% · Dec 3, 201810-year Treasury: 2.91% · Dec 4, 201810-year Treasury: 2.87% · Dec 6, 201810-year Treasury: 2.85% · Dec 7, 201810-year Treasury: 2.85% · Dec 10, 201810-year Treasury: 2.89% · Dec 11, 201810-year Treasury: 2.91% · Dec 12, 201810-year Treasury: 2.91% · Dec 13, 201810-year Treasury: 2.89% · Dec 14, 201810-year Treasury: 2.86% · Dec 17, 201810-year Treasury: 2.82% · Dec 18, 201810-year Treasury: 2.77% · Dec 19, 201810-year Treasury: 2.79% · Dec 20, 201810-year Treasury: 2.79% · Dec 21, 201810-year Treasury: 2.74% · Dec 24, 201810-year Treasury: 2.81% · Dec 26, 201810-year Treasury: 2.77% · Dec 27, 201810-year Treasury: 2.72% · Dec 28, 201810-year Treasury: 2.69% · Dec 31, 201810-year Treasury: 2.66% · Jan 2, 201910-year Treasury: 2.56% · Jan 3, 201910-year Treasury: 2.67% · Jan 4, 201910-year Treasury: 2.70% · Jan 7, 201910-year Treasury: 2.73% · Jan 8, 201910-year Treasury: 2.74% · Jan 9, 201910-year Treasury: 2.74% · Jan 10, 201910-year Treasury: 2.71% · Jan 11, 201910-year Treasury: 2.71% · Jan 14, 201910-year Treasury: 2.72% · Jan 15, 201910-year Treasury: 2.73% · Jan 16, 201910-year Treasury: 2.75% · Jan 17, 201910-year Treasury: 2.79% · Jan 18, 201910-year Treasury: 2.74% · Jan 22, 201910-year Treasury: 2.76% · Jan 23, 201910-year Treasury: 2.72% · Jan 24, 201910-year Treasury: 2.76% · Jan 25, 201910-year Treasury: 2.75% · Jan 28, 201910-year Treasury: 2.72% · Jan 29, 201910-year Treasury: 2.70% · Jan 30, 201910-year Treasury: 2.63% · Jan 31, 201910-year Treasury: 2.70% · Feb 1, 201910-year Treasury: 2.73% · Feb 4, 201910-year Treasury: 2.71% · Feb 5, 201910-year Treasury: 2.70% · Feb 6, 201910-year Treasury: 2.65% · Feb 7, 201910-year Treasury: 2.63% · Feb 8, 201910-year Treasury: 2.65% · Feb 11, 201910-year Treasury: 2.68% · Feb 12, 201910-year Treasury: 2.71% · Feb 13, 201910-year Treasury: 2.66% · Feb 14, 201910-year Treasury: 2.66% · Feb 15, 201910-year Treasury: 2.65% · Feb 19, 201910-year Treasury: 2.65% · Feb 20, 201910-year Treasury: 2.69% · Feb 21, 201910-year Treasury: 2.65% · Feb 22, 201910-year Treasury: 2.67% · Feb 25, 201910-year Treasury: 2.64% · Feb 26, 201910-year Treasury: 2.69% · Feb 27, 201910-year Treasury: 2.73% · Feb 28, 201910-year Treasury: 2.76% · Mar 1, 201910-year Treasury: 2.72% · Mar 4, 201910-year Treasury: 2.72% · Mar 5, 201910-year Treasury: 2.69% · Mar 6, 201910-year Treasury: 2.64% · Mar 7, 201910-year Treasury: 2.62% · Mar 8, 201910-year Treasury: 2.64% · Mar 11, 201910-year Treasury: 2.61% · Mar 12, 201910-year Treasury: 2.61% · Mar 13, 201910-year Treasury: 2.63% · Mar 14, 201910-year Treasury: 2.59% · Mar 15, 2019Sep 17, 2018Dec 17, 2018Mar 17, 2019
30-year fixed mortgage26 observations10-year Treasury122 observations
Dots show published observations only. Missing dates remain blank, with no interpolation. The series have different publication schedules and measure different markets.

What that benchmark difference would mean for a $300,000 loan

At the publication reference$1,543.32/month

4.63% · Dec 13, 2018

At the later reference$1,511.16/month

4.45% · Jan 10, 2019

The illustrative principal-and-interest payment is $32.16 lower per month. This holds the loan amount and term constant to show the arithmetic effect of the benchmark difference.

Assumptions: two separate hypothetical $300,000 loans, each fully amortizing over 30 years with 360 monthly payments and its stated fixed interest rate. Excludes points, lender fees, taxes, insurance, association charges and other costs. PMMS is a national average, not an APR or a personalized rate offer. These are not two payments on one existing loan.

Sources, historical coverage and calculation limits

The 30-day comparisons use calendar days. Each cell selects the last published observation on or before its target; no rates are synthesized for missing dates. Gaps greater than seven days for daily Treasury data or fourteen days for weekly mortgage data are marked unavailable. Forward comparisons require the date to have arrived and source coverage to extend through it.

Historical files may contain revisions and do not reconstruct precisely what every market participant knew at the time. Freddie Mac changed its PMMS collection methodology in November 2022. Cross-period comparisons should account for that change. These windows include other news and cannot establish causation or forecast the next rate move.

Understand the Treasury–mortgage relationship →See current advertised mortgage options →