Wednesday, November 11, 2026Mortgage news · Rates & market context

Inflation · ORIGINAL ECONOMIC RELEASE

August 2009 Consumer Price Index

On a seasonally adjusted basis, the Consumer Price Index for all Urban Consumers (CPI-U) rose 0.4 percent in August, the Bureau of Labor Statistics reported today. The index has decreased 1.5 percent over the last 12 months on a not…

Historical releaseThe figures below describe the original reporting period. They are not today’s rates or a current economic forecast.Today’s market brief →

THE PRIMARY SOURCE

Read the release

Original source →

Historical release narrative reproduced from the official public-domain source. Statistical tables, standard technical appendices, administrative material and attendance rosters are omitted; formatting is adapted for reading. Figures retain the release's historical context and may have been revised. Consult the linked source for the complete document.

On a seasonally adjusted basis, the Consumer Price Index for all Urban Consumers (CPI-U) rose 0.4 percent in August, the Bureau of Labor Statistics reported today. The index has decreased 1.5 percent over the last 12 months on a not seasonally adjusted basis.

The 0.4 percent seasonally adjusted increase in the CPI-U was driven by a 9.1 percent rise in the gasoline index. This increase accounted for almost the entire advance in the energy index and over 80 percent of the overall increase. Despite the August increase, the gasoline index has fallen 30.0 percent over the last 12 months.

The indexes for food and for all items less food and energy both posted slight increases in August. The food index rose 0.1 percent following a 0.3 percent decline in July. The food at home index, which fell 0.5 percent in July, was unchanged in August. Of the six major grocery store food group indexes, three rose in August and three declined. The index for all items less food and energy also rose 0.1 percent in August, the second consecutive such increase. Increases in the indexes for used cars and trucks, medical care, public transportation and lodging away from home offset a decline in the new vehicle index. The index for all items less food and energy increased 1.4 percent over the last 12 months, the smallest 12-month increase in the index since February 2004.

Seasonally adjusted changes from preceding month Un- adjusted 12-mos. Feb. Mar. Apr. May June July Aug. ended 2009 2009 2009 2009 2009 2009 2009 Aug. 2009

Consumer Price Index Data for August 2009

Energy

The energy index rose 4.6 percent in August after falling 0.4 percent in July. The energy commodities index rose 8.5 percent as the gasoline index rose 9.1 percent in August following a 0.8 percent decline in July. (Before seasonal adjustment, gasoline prices rose 3.3 percent in August.) The index for energy services was unchanged in August, with a 0.1 percent decline in the electricity index offsetting a 0.4 percent increase in the index for natural gas. Over the past 12 months, the energy index has fallen 23.0 percent, with the gasoline index falling 30.0 percent, the index for natural gas declining 32.7 percent, and the electricity index decreasing 1.2 percent.

Food

The food index rose 0.1 percent in August, with the index for food away from home rising 0.1 percent and the food at home index unchanged. Within the latter group, the index for fruits and vegetables fell 0.7 percent in August following a 0.3 percent decline in July. The index for dairy and related products fell 0.4 percent in August, its ninth consecutive decline, and the index for cereals and bakery products decreased 0.1 percent. Offsetting these declines were increases of 0.4 percent in the indexes for meats, poultry, fish and eggs and for nonalcoholic beverages and a 0.2 percent increase in the index for other food at home. The food at home index has declined 2.5 percent since its November 2008 peak. Over the past 12 months, the food index has risen 0.4 percent, with the food away from home index rising 3.0 percent and the food at home index declining 1.6 percent.

All items less food and energy

The index for all items less food and energy rose 0.1 percent in August, the same increase as in July. Advances in the indexes for used cars and public transportation contributed to the increase. The used cars and trucks index, which was unchanged in July, rose 1.9 percent in August. The public transportation index rose 1.3 percent in August as the airline fares index rose 1.7 percent. Also contributing was an upturn in the lodging away from home index, which rose 0.5 percent in August after declining 2.1 percent in July. This increase drove an upturn in the shelter index, which rose 0.1 percent in August after a 0.2 percent decline in July. The rent index was unchanged and the index for owners' equivalent rent increased 0.1 percent. The medical care index rose 0.3 percent in August after a 0.2 percent increase in July, and the index for recreation edged up 0.1 percent. In contrast to these increases, the index for new vehicles fell 1.3 percent in August, partly due to "cash for clunkers" incentives. Also declining in August were the indexes for apparel, which fell 0.1 percent, and communication, which declined 0.2 percent.

Not seasonally adjusted CPI measures

The Consumer Price Index for All Urban Consumers (CPI-U) decreased 1.5 percent over the last 12 months to an index level of 215.834 (1982-84=100). For the month, the index increased 0.2 percent prior to seasonal adjustment.

The Consumer Price Index for Urban Wage Earners and Clerical Workers (CPI-W) decreased 1.9 percent over the last 12 months to an index level of 211.156 (1982-84=100). For the month, the index increased 0.3 percent prior to seasonal adjustment.

The Chained Consumer Price Index for All Urban Consumers (C-CPI-U) decreased 1.5 percent over the last 12 months. For the month, the index increased 0.2 percent on a not seasonally adjusted basis. Please note that the indexes for the post-2007 period are subject to revision.

Facilities for Sensory Impaired

Information from this release will be made available to sensory impaired individuals upon request. Voice phone: 202-691-5200, Federal Relay Services: 1-800-877-8339.

Source: U.S. Bureau of Labor Statistics · Original release Sep 16, 2009.

Archived Nov 11, 2026. Source reuse policy. Formatting has been adapted for reading; the source’s conclusions remain attributed to its publisher.

MortgageRates.news analysis · Historical context

The mortgage market around this release

This original analysis is separate from the source article. It compares observed benchmarks around ; historical averages and yields are not current mortgage offers.

Read consumer inflation on a consistent basis

The Consumer Price Index measures changes in prices paid by urban consumers for a basket of goods and services. Check the index, reference month and seasonal adjustment before comparing figures. A monthly change and a twelve-month change describe different periods; the all-items index and the measure excluding food and energy cover different baskets. Consumer inflation informs the wider policy discussion, but the benchmark comparison below does not isolate this release from other information arriving during the month. BLS Consumer Price Index.

Nearest published observation on or before each target date
Benchmark30 days earlierAug 17, 2009Publication referenceSep 16, 200930 days laterOct 16, 2009
30-year fixed mortgageNational weekly averageFreddie Mac Primary Mortgage Market Survey®5.29%Observed 5.07%Observed −22 bps vs. earlier reference4.92%Observed −15 bps vs. publication reference
10-year TreasuryDaily par yieldU.S. Department of the TreasuryUnavailableBefore available coverage, which starts Jan 4, 2016.UnavailableBefore available coverage, which starts Jan 4, 2016.UnavailableBefore available coverage, which starts Jan 4, 2016.

Calendar references, not an intraday reaction. A same-day market observation may have been published after a morning release. These figures do not show what was known at its exact publication time. One basis point (bp) is 0.01 percentage point; changes use the actual dated observations shown.

Six months around publication

Jun 16, 2009 – Dec 16, 2009
Historical mortgage and Treasury observations around Sep 16, 2009Each dot is a published observation. No missing values are estimated. The dashed vertical line marks the article’s publication calendar date. Rates and yields are percentages.4.50%5.00%5.50%Publication date30-year fixed mortgage: 5.38% · Jun 18, 200930-year fixed mortgage: 5.42% · Jun 25, 200930-year fixed mortgage: 5.32% · Jul 2, 200930-year fixed mortgage: 5.20% · Jul 9, 200930-year fixed mortgage: 5.14% · Jul 16, 200930-year fixed mortgage: 5.20% · Jul 23, 200930-year fixed mortgage: 5.25% · Jul 30, 200930-year fixed mortgage: 5.22% · Aug 6, 200930-year fixed mortgage: 5.29% · Aug 13, 200930-year fixed mortgage: 5.12% · Aug 20, 200930-year fixed mortgage: 5.14% · Aug 27, 200930-year fixed mortgage: 5.08% · Sep 3, 200930-year fixed mortgage: 5.07% · Sep 10, 200930-year fixed mortgage: 5.04% · Sep 17, 200930-year fixed mortgage: 5.04% · Sep 24, 200930-year fixed mortgage: 4.94% · Oct 1, 200930-year fixed mortgage: 4.87% · Oct 8, 200930-year fixed mortgage: 4.92% · Oct 15, 200930-year fixed mortgage: 5.00% · Oct 22, 200930-year fixed mortgage: 5.03% · Oct 29, 200930-year fixed mortgage: 4.98% · Nov 5, 200930-year fixed mortgage: 4.91% · Nov 12, 200930-year fixed mortgage: 4.83% · Nov 19, 200930-year fixed mortgage: 4.78% · Nov 25, 200930-year fixed mortgage: 4.71% · Dec 3, 200930-year fixed mortgage: 4.81% · Dec 10, 2009Jun 16, 2009Sep 16, 2009Dec 16, 2009
30-year fixed mortgage26 observations
Dots show published observations only. Missing dates remain blank, with no interpolation. The series have different publication schedules and measure different markets.

What that benchmark difference would mean for a $300,000 loan

At the publication reference$1,623.32/month

5.07% · Sep 10, 2009

At the later reference$1,595.83/month

4.92% · Oct 15, 2009

The illustrative principal-and-interest payment is $27.49 lower per month. This holds the loan amount and term constant to show the arithmetic effect of the benchmark difference.

Assumptions: two separate hypothetical $300,000 loans, each fully amortizing over 30 years with 360 monthly payments and its stated fixed interest rate. Excludes points, lender fees, taxes, insurance, association charges and other costs. PMMS is a national average, not an APR or a personalized rate offer. These are not two payments on one existing loan.

Sources, historical coverage and calculation limits

The 30-day comparisons use calendar days. Each cell selects the last published observation on or before its target; no rates are synthesized for missing dates. Gaps greater than seven days for daily Treasury data or fourteen days for weekly mortgage data are marked unavailable. Forward comparisons require the date to have arrived and source coverage to extend through it.

Historical files may contain revisions and do not reconstruct precisely what every market participant knew at the time. Freddie Mac changed its PMMS collection methodology in November 2022. Cross-period comparisons should account for that change. These windows include other news and cannot establish causation or forecast the next rate move.

How policy and mortgage rates connect →See current advertised mortgage options →